Volvo XC40

The Volvo XC40 is a compact SUV with similar dimensions to the BMW X1 and Volkswagen Tiguan. Let’s make no bones about it the XC40 is an expensive car, but for your money you do get the European Car of the year for 2018, (following in the footsteps of the Peugeot 3008), a car that stands out from the crowd, a beautifully designed interior and as one journalist put it ‘as on-trend as a flat white from your favourite coffee vendor’ The look of the XC40 is best summed up by Matt Watson who said about the XC40: ‘it looks like a baby XC90 that’s come back from uni sporting a trendy haircut and some cool new threads’


Volvo have built their reputation on making comfortable and safe cars, the XC40 is both of these, all cars are fitted with City Safety autonomous emergency braking, which can detect vehicles, pedestrians, cyclists and even large animals. There are also systems to help keep the car on the road, and prevent it heading towards oncoming traffic. Every XC40 has Volvo On Call, a smartphone app and emergency assistance package that allows you to control some functions of the car remotely (like locking and unlocking), and can alert the emergency services if you’re involved in a crash. The standard front seats may not be quite as impressive as those fitted to larger Volvos (they offer a little less under-thigh support) but they’re still some of the best you’ll find in any family SUV. There’s a wide range of adjustment for tilt and height, plus four-way electric lumbar adjustment on all versions.


The XC40 has excellent head and leg room in the front but rear passengers, while enjoying excellent height, the seats are just not as comfortable or large as in the Tiguan.  The rear door openings are a little small too, hindering getting in and out and due to the sleek design, the window line kicks up towards the rear of the car which compromises the view out for small children. The boot is only 460 litres in size, the Tiguan offers 615 litres, but it is a nice rectangular shape and lifting items in is a breeze due to the wide opening and small lip.

The cost of the XC40 means that the choice to Mobility customers is limited to the Momentum trim (the R-Design, which was avaialble has recently been removed, we assume due to high demand and subsequent build delays) The entry level Momentum is still very well equipped: 18 inch Alloy wheels, cruise control, Drive mode settings (Comfort, Eco, Dynamic, Off-road and Individual), rear parking sensors, two zone climate control, automatic windscreen wipers, 12.3 inch active TFT configurable driver’s information display, LED headlights and a 9 inch touchscreen (or voice activated) infotainment system complete with built in sat nav.


As if the XC40 was not expensive enough there are a few extras that you may wish to add: firstly the delightful infotainment system is fitted with access to some apps; Spotify, TuneIn, Google Local Search and Yelp, but to add Apple Car play/Android Auto you will have to pay £300. To add privacy glass it’s £300, heated steering wheel £175, heated rear seats £200, rear parking camera £375, front parking sensors £325, wireless phone charging £175, power tailgate £375, keyless entry and start £350, the winter pack – heated front windscreen and heated front seats £500 and to get a white roof colour – the Ice Pack £700, which does include a 19 inch alloy wheel upgrade and white door mirror caps and Pilot Assist and adaptive cruise control comes in the intellisafe pro pack at £1615.


The XC40 is only avaialble as a petrol car to Motability customers, as a 6 speed manual T3 or 8 speed automatic T4. The 1.5 litre three cylinder T3 offers 154 bhp and only drives the front wheels. Performance is brisk, 62 miles per hour can be reached in 9.4 seconds with a top speed of 124 mph. Economy, on the other hand, is not astounding, with a claimed combined effort of 45.6 miles per gallon. The Automatic 2.0 litre T4 has an extra cylinder and pumps out 187bhp with an impressive 300nm of torque giving a 0-62 time of 8.4 seconds, impressive for a 4 wheel drive car. Economy however is nothing better than an adequate 40.9 miles per gallon.

In our opinion the XC40 is the best looking and most desirable compact SUV on the Scheme. But over priced and expensive to run.

 Autumn Best Buy – Volvo XC40 Momentum T3 1.5 litre petrol 154 bhp front wheel drive Manual –  £2999 Advance Payment (£1914 wpms)

 Autumn Best Buy – Volvo XC40 Momentum T4 2.0 litre petrol 187 bhp 4 wheel drive Automatic –  £3749 Advance Payment (£2664 wpms)