Can I get a Mobility car?

In order to be eligable for  a mobility car you have to be in recipt of either War Pensioners’ Mobility Supplement or the higher rate of the mobility component of Disability Living Allowance (DLA). Even if you do not drive yourself, you can apply for a car as a passenger and propose two other people as your drivers.

You can also apply for a car on behalf of a child aged three or over who is entitled to the higher rate mobility component of Disability Living Allowance.

Ok. Whats the options?

Contract Hire

Through the contract hire scheme you can lease a new car for three years. Insurance, routine servicing and breakdown assistance are included. You may need to pay for the fitting and removal of any adaptations.

You can apply if you have 12 months or more of your Disability Living Allowance ‘award’ remaining. If your award is not renewed during the full length of your chosen scheme, your car will need to be returned.

Hire Purchase

Hire purchase enables you to buy the car you want. This can be a new or used car. You are responsible for negotiating the purchase price of the car with the dealer and arranging insurance cover. At the end of the hire purchase agreement – which can be between three and five years – you will own the car.

Should I rent or buy?

By far the most popular option is to Contract hire a car (rent), you will have the car for three years and then return it, this is the option we at whichmobilitycar.co.uk chose.

How much does it cost?

The simple answer is – loads. The mis-conception is that the car is free but that is simply not the case.  Let me give you an example, we at whichmobilitycar.co.uk contract hired a Ford Galaxy and we have to sign over all our DLA for three years which is £51.40 weekly plus we paid the Advance payment of £1750 so the total cost for the three year lease is £9768.40.

Makes you think.

What’s an Advance Payment?

You can get any car you want, some will not even take all your weekly allowance, but some will require a top up, a Range Rover is more expensive than a Mini for example. this top up is called an Advance Payment and as the name would suggest you have to pay all this payment prior to receiving your car.

So is it worth it?

This depends on a load of factors, only you can decide this, we are here to help as much as we can.  any questions; Click here to ask.